
Find Affordable Health Coverage For Your Employees and Save On Taxes. No-Cost Assistance.

Fast, hassle-free enrollment

Pay $0 premium with financial aid

Reduce up to 100% of co-pays and deductibles

Reliable, state-backed assistance
Stop Overpaying For Health Coverage, Save Money, and Retain Talent.
Struggling to find affordable health insurance for your team?
Navigating small business health insurance can be overwhelming—rising costs, complex plans, and limited options that don’t fit your budget or your employees’ needs.
Worried about losing top talent to better benefits elsewhere?
A great health plan isn’t just an expense—it’s an investment. Offering affordable, high-quality coverage helps you attract and retain employees while saving on taxes.
We make health insurance simple.

Here’s How Our Navigators Help You Find the Perfect Health Plan

Know All Your Options in Minutes
We simplify Medicaid, ACA subsidies, Essential Plans, and more, so you understand what you’ll get.

Maximum Coverage, Minimum Cost
Get financial aid and save up to 100% on premiums, co-pays, and deductibles with the right plan.

1-on-1 Help, When & Where You Need It
Get personalized assistance at community-based locations, in your language, and at a time that suits you.

State-Certified & Trusted Assistance
We’re officially certified by the NY State Department of Health, so you get reliable, unbiased support—100% free.
Who Is It For?
Small business health insurance helps you protect your employees, reduce costs, and grow with confidence.
So, if you are…



Or if you simply want to save on taxes while providing essential coverage… We’re here to help—at no cost to you!
Getting Covered Is As Easy As 1, 2, 3.

STEP 1
Book a Free Consultation
Speak with a health plan navigator who understands your situation.

STEP 2
Compare Your Best Options
Get clear, unbiased advice on plans that match your budget and healthcare needs.

STEP 3
Enroll With Ease
We handle the details so you don’t have to stress. It’s that simple. No guessing, no hassle.
Trusted Guidance, 100% Peace of Mind.
STIC is a state-certified health plan navigator helping young adults and individuals find affordable health insurance with ease.
You have absolutely NO RISK when working with STIC.
STIC provides free, expert health plan assistance across Broome, Chenango, Cortland, Delaware, Tioga, and Tompkins counties. We help you enrol in Medicaid, Essential Plans, Qualified Health Plans (Marketplace plans), etc., finding affordable coverage based on your needs.